Mortgage advice across the North Shore
First home, refinance, investment, or new build. I am JJ, a Senior Mortgage Adviser based in Orewa. I work for you, not the banks — I compare lenders, structure the deal properly, and you pay nothing for the advice.
Local knowledge, North Shore included
I am based just north in Orewa and work with home buyers, refinancers, investors and new build clients right across the North Shore — from Devonport and Takapuna, through the East Coast Bays, to Albany and Long Bay. You get local knowledge, a wide panel of banks and non-bank lenders, and advice that costs you nothing.
Whether you are buying your first home in Browns Bay, looking at an apartment near Takapuna, or refinancing in Milford, I help you understand your options and structure the right approach.

Suburbs I cover in North Shore
Mortgage advice for buyers, owners and investors across the North Shore:
- Devonport
- Northcote
- Birkenhead
- Glenfield
- Takapuna
- Milford
- Forrest Hill
- Sunnynook
- Mairangi Bay
- Murrays Bay
- Browns Bay
- Torbay
- Long Bay
- Albany
How I can help
First home buyers
Getting North Shore first home buyers from where they are now to holding the keys.
Learn more →Refinance
Reviewing your current home loan so it still suits where you are today.
Learn more →Investment property
Structuring lending for investors growing a property portfolio.
Learn more →New build
Construction and new build lending across the North Shore and Albany.
Learn more →How it works
Have a chat
We talk through your goals, your situation and what you want to achieve.
Compare and structure
I compare lenders across the panel and structure the right approach for you.
Through to settlement
I guide you from application all the way through to settlement day.
North Shore mortgage questions
Do you help first home buyers on the North Shore?
Yes. The Shore is a competitive market, so getting your structure right matters. Based just north in Orewa, I work with first home buyers across the Shore to understand their options and plan the path to their first home.
Can you help finance an apartment or townhouse?
Yes. Some lenders assess apartments and smaller dwellings differently depending on the type and size, so it helps to know which lenders are comfortable with what. I help you find the ones that suit your situation.
Do you work with people refinancing on the Shore?
Yes. I review your current home loan, compare options across the panel, and help you see whether your existing loan still suits where you are today.
Can we meet in person?
Absolutely. I am based in Orewa and happy to meet across the North Shore, or by phone and video if that is easier for you.
Do you work with property investors?
Yes. I structure lending for investors and help you understand how different lenders view investment lending so we can plan the right approach.
Do you cover the whole North Shore?
From Devonport and Takapuna through the East Coast Bays to Albany and Long Bay, plus the neighbouring Hibiscus Coast and Rodney. If you are nearby, get in touch.
Buying or refinancing on the North Shore?
Let us have a quick chat about your goals. No cost, no obligation.
Important disclosure
JJ van der Westhuizen (FSP1000031) is a Senior Mortgage Adviser operating under the Financial Advice Provider licence of Mortgage Design Limited (FSP752291). A copy of our publicly available disclosure document is available on request, free of charge.
This website is general information only and does not constitute personalised financial advice. For advice tailored to your specific circumstances, please get in touch.