Free First Home Buyer Guide
Buying your first home shouldn’t feel like dealing with a robot.
Plain-English, KiwiSaver to keys. No jargon.
Just your name and email. Two fields, not 47. In your inbox in 30 seconds.
What’s inside
- How banks actually decide whether to lend to you
- The KiwiSaver moves to make before house-hunting
- What “pre-approval” really means and when to get one
- The five most common first-home buyer mistakes
- A jargon-free glossary so you can talk to lenders confidently

Written by JJ van der Westhuizen
JJ is a Senior Mortgage Adviser with 20+ years in banking and finance, based on the Hibiscus Coast and working with first-home buyers across New Zealand.
He wrote this guide because he was tired of watching first-home buyers get lost in bank jargon when the path forward is genuinely simpler than it looks from the outside.
JJ van der Westhuizen, Senior Mortgage Adviser FSP1000031, operating under Mortgage Design Limited, Financial Advice Provider FSP752291. The information in this guide is general in nature and does not constitute personalised financial advice. For advice specific to your situation, book a free chat with JJ.